Money for less: Portugal and Spain borrow more, pay less December 3, 2020 Spain and Portugal are on track to collectively shave at least €17bn off their debt service costs by end-2022, their crisis-borrowing spree essentially underwritten by the European Central Bank. S&P Global Ratings analysis shows the two countries are set to make the saving as their 10-year bond yields teeter on the cusp of 0 per [...]
Tokenisation of shares in a company; what is it really? December 1, 2020 We hear about tokenisation of shares regularly. But what does it actually mean? To answer the question we must confront the fact that English company law did not anticipate developments in technology. Considering tokenisation in practice requires an analysis of how the characteristics of ‘tokenised’ shares relate to the particular requirements of English company law. [...]
Reforms to planning and Help-to-Buy unveiled by government June 27, 2019 A shake-up of Britain’s planning system that will let councils approve applications more quickly and enforce tougher Help to Buy rules on developers was unveiled today. Housing secretary James Brokenshire has revealed plans to introduce new quality controls on housebuilders, while also pledging to prevent developers from selling leasehold houses through its Help to Buy [...]
Lloyds unveils family mortgage offer to help millennials buy a home January 28, 2019 Llloyds Bank will allow first-time buyers to avoid saving for a deposit by allowing parent’s savings to be used in its place. The Lend a Hand mortgage, which is 100 per cent loan-to-value, launched today removes the need for a deposit which is instead provided using the savings of the buyer's family member who can [...]
Second national lockdown wipes £430m off Primark’s balance sheet December 4, 2020 England’s second national lockdown wiped an estimated £430m off Primark’s balance sheet, as the pandemic continues to decimate British high street retailers. Speaking ahead of Primark’s annual general meeting later today, chairman Michael McLintock said: “Our estimate for the loss of sales for the announced periods of closure this autumn is now some £430m.” The [...]
Kalifa Review: Others waiting for UK fintech’s ‘crown to slip’ February 26, 2021 The head of the much-awaited government-backed review into the fintech industry has warned the UK risks falling behind if recommendations aren’t quickly implemented. Former head of payments firm Worldpay Ron Kalifa led the review published today which sets out plans to capitalise on the growing fintech industry. The scope of the review is large, ranging [...]
Crypto AM reshines its Spotlight on CUDOS – The infrastructure token for web 3.0 January 19, 2021 Back in September, I was invited to write an Industry Voices article for CryptoAM.io, titled; Timing a Token Launch. As a global community of crypto and blockchain enthusiasts, we had all been affected by the pandemic over the previous 6-8 months and so I took the opportunity to share why we had paused our token [...]
‘I bought in London using shared ownership – and cut my commute’ September 23, 2019 As a senior reporter for one of the UK’s leading national newspapers, covering stories across the capital and beyond, David Rivers needed a home that was well-connected to central London. After 18 months of renting in a shared house in Streatham Hill, he was keen to get on the property ladder and have a place [...]
Is a major dip on the cards for Bitcoin as a record $6bn of options expirations loom large today? March 26, 2021 Is a major dip on the cards for Bitcoin as a record $6bn of options expirations loom large today?
Time to buy? Shares are up as Hotel Chocolat says it’s ‘on the front foot again’ October 12, 2023 Hotel Chocolat CEO said the "hard work" of a turnaround plan was beginning to pay off