Five reasons to consider a Self Invested Personal Pension (SIPP) February 23, 2018 Almost everyone includes a comfortable retirement as one of their financial goals, and building up pension benefits is often a highly attractive means of achieving this. One pension option offering great flexibility is a SIPP (Self Invested Personal Pension). 1. Add to your savings pot with tax relief Investing through a pension scheme can be [...]
How to plan a comfortable retirement February 22, 2018 Saving for retirement is essential if you want to fully enjoy your later years, but how do you assess how much income you will need? Plus how much do you need to save to reach your goals? For many people retirement seems a long way off and saving into a pension isn’t always seen as [...]
Five habits of good investing February 21, 2018 Taking a long-term view History suggests the stock market is the best way to grow wealth over the long term, easily outpacing interest rates on cash. However, significant market falls are also a part of investing and notoriously difficult to predict. It is worth remembering that the longer you invest for the greater your chances [...]
Is your equity income portfolio diversified? February 20, 2018 Those looking for an income from the stock market often turn to Equity Income funds. They provide a portfolio of dividend-producing stocks with investors standing to benefit from a rising dividend income as well as some capital growth – though like any investment their value, and the income derived from them, can fall as well [...]
Past performance is not a guide to the future February 20, 2018 ‘Past performance is not a guide to the future’ is such a ubiquitous phrase in investment literature that it’s easy to skate over it and not reflect on its meaning. On the one hand it seems obvious the future is going to be different to the past, but many investors are inclined to target strong [...]