A diverse market of payment providers is healthy competition but it comes at a cost Rana Yared and Rob Moffat Today, companies whose raison d’etre is far from fintech find themselves needing to process payments transactions in very large quantities. Yet the historical payments infrastructure, which only supported financial institutions with payments, is increasingly unfit for purpose. What’s happening is that consumer businesses are being forced to become fintechs. This evolution is causing the entire [...]