Why Klarna — not Revolut or Monzo — represents the winning fintech strategy in a pandemic Here's why Klarna represents the winning fintech strategy in a pandemic Last month, a new funding round gave buy-now-pay-later (BNPL) fintech Klarna a headline valuation of $10.65bn. At a stroke, Klarna became the most valuable fintech in Europe – more than double the value of Revolut and almost 10 times more than Monzo. Why, in the middle of a pandemic, has Klarna inspired such investor confidence? [...]