How herd behaviour affects your money City Talk We are not quite the independent thinkers we like to believe we are. People value safety in numbers. And while imitating the actions of others is sometimes a good thing, we should be aware of how making decisions without thoughtful analysis can have a negative impact on our finances. Animals regularly move together as a [...]
How investors can meet the income challenge City Talk Wealth managers should take a rounded approach to building portfolios, especially if the aim is to provide an ongoing income for the future. Investors’ ambitions can typically be classified as one of two broad goals: accumulating and growing a pot of money for use in the future, or investing to provide ongoing income, such as [...]
Stay the course to meet your goals City Talk Market uncertainties often prompt investors to make knee-jerk reactions to events. A longer term attitude is what’s needed, says Netwealth’s Iain Barnes Every generation thinks that they live through unprecedented times. There certainly seem to be enough extraordinary issues to worry about currently, from political gyrations to the longstanding economic worries dating from the start [...]
Managing market volatility June 19, 2017 Volatility is an important measure in financial markets. At times of stress or uncertainty, volatility rises. In contrast, low volatility is usually associated with stable or predictable conditions. In recent months, volatility has been relatively low. A good indicator of this is the VIX index. Although this measures volatility implied by derivatives on US stock [...]