DEBATE: Will the FCA’s new rules make peer-to-peer investing safer? DEBATE: Will the FCA’s new rules make peer-to-peer investing safer? Will the FCA’s new rules that came into force this week make the peer-to-peer investment sector safer? YES, says Rhydian Lewis, chief executive of RateSetter. The FCA has raised the bar in key areas such as risk management, governance, and disclosure. Peer-to-peer (P2P) is not a savings product, but it should be a low-risk investment, [...]