Pension schemes to go under the spotlight in a bid to end poor value Personal Finance UK pension schemes could find themselves thrust under the spotlight, as industry bodies look to get savers better offers and quality of service. Schemes will need to publish clear data on their performance, costs and quality of services under proposals brought forward by bodies including the Financial Conduct Authority (FCA) and The Pensions Regulator (TPR). [...]
Cancelling unwanted direct debits could revive your pension Personal Finance Cancelling unwanted direct debits could add thousands to Brits’ pension pots, as more people look to rein in unnecessary spending to beef up their retirement savings. The average Brit wastes nearly £40 a month on direct debits they no longer need or regularly use, such as streaming services, gym memberships and old insurance policies, according [...]
Fiscal drag to push thousands of families into child benefit tax charge Personal Finance The Chancellor’s decision to freeze tax thresholds will leave thousands of families forced to pay High Income Child Benefit Charge, eroding the value of government support. According to official HMRC forecasts, uncovered in a freedom of information request by Quilter, fiscal drag will force 35,000 more families into paying the charge, jumping from 324,000 in [...]
Rainy day savings, pensions and stocks: Brits’ 2026 financial resolutions January 5, 2026 Nearly one in three people are aiming to reduce their monthly spending in 2026, as more Brits look to boost their savings. According to a survey commissioned by Pensions UK, committing to building up ‘rainy day’ savings as a new year’s resolution has grown in importance, with 28 per cent planning to do so this [...]
How to boost your pension pot in 2026 December 31, 2025 The New Year is fast approaching, and with it, resolutions to improve financial situations and retirement outlooks. This can be done through changing cash ISA accounts for one with a more favourable interest rate, investing in the stock market or paying off debts. But for many people, in particular those approaching retirement, reviewing and updating [...]
Brits’ disposable income shrinks in disappointing Golden Quarter December 18, 2025 Brits feel far poorer now than they did at the start of 2025, with even high-income households downbeat about their financial prospects. In January, people were four per cent more likely to say their pay had gone up rather than down, but Brits are now seven per cent more likely to have seen their pay [...]
UK investors spooked by tax hikes on dividends and savings December 16, 2025 Rachel Reeves’ Budget decisions have raised alarm bells among DIY investors after they were hit with tax hikes and cuts to incentives, despite the Chancellor’s aim to push more funds into public markets. Over 70 per cent of investors said they were concerned about the increased basic and higher rates of taxes on dividends, property [...]
High earners see purchasing powers eroded after Budget measures December 15, 2025 High earner households could lose thousands in purchasing power over the next few years as a result of measures introduced in last month’s Autumn Budget. According to analysis of HM Treasury data, high earners not rich yet (HENRY) households will see an average reduction in their annual purchasing powers by over £15,000 by 2029, due [...]
A complete guide to ISAs December 9, 2025 For UK investors, few acronyms carry as much weight as “ISA.” The Individual Savings Account remains the bedrock of personal financial planning in Britain, a tax-efficient sanctuary for your wealth amid ever-increasing taxes. As we move into the new tax year, the importance of maximising this allowance has never been greater. According to the IFS, [...]
Active, passive, or robot? Choosing your ISA management style December 9, 2025 Deciding to open a Stocks and Shares ISA is only the first step. The more critical decision—and the one that will determine your fees, stress levels, and potential returns—is how that money is managed. There are several distinct management styles, ranging from AI-driven algorithms to traditional human expertise. Understanding the difference between robo, self-managed, discretionary, [...]