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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

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Opinion

  • UK asset managers can boost competitive edge with more transparency

    February 17, 2014

    WHEN we asked asset managers and investors to name the most important issue facing the sector, the answer was overwhelmingly how clients’ funds are spent through dealing commission. The growing consensus that more can be done to ensure clients’ funds are used fairly reflects a wider cultural shift across financial services. Firms in all sectors [...]

  • Letters to the Editor – 18/02 – Scotland relations, Stamp duty, Best of Twitter

    February 17, 2014

    Scotland relations [Osborne’s claims that Scotland couldn’t use the pound don’t stack up, Thursday] Ruling out a currency zone after Scottish independence carries risks for both sides. The rest of the UK will unilaterally erect customs posts and force people to change money when they cross the border. This would damage trade and the free movement [...]

  • Time to worry: The Iranian nuclear crisis still threatens global stability

    February 16, 2014

    ONE OF the areas of overlap between the business and political worlds concerns negotiation; any businessman or government-type worth their salt surely loves the chance to play at being that master actor-negotiator Peter O’Toole, if only for a limited audience. Some of my fondest memories of my decade in Washington involve behaving outrageously – asking [...]

  • City Matters: Why opponents of City development ignore our true Victorian heritage

    February 16, 2014

    GUILDHALL is currently playing host to a public inquiry that has major ramifications for planning in the Square Mile and London. The future of the derelict Smithfield General Market and Annex (not the operational meat market next door) – or Smithfield Quarter for shorthand – is under deliberation. The secretary of state for local government [...]

  • Stamp duty is feeding the growing bubble in London’s house prices

    February 16, 2014

    SUPPORTERS of financial transaction taxes (FTT), often known as Robin Hood taxes, claim that they can make markets safer. But a look at London’s frothy housing market makes this argument difficult to sustain. FTTs remove liquidity from markets, making bubbles more likely to form. And it looks like London house prices are booming thanks to [...]

  • Letters to the Editor – 17/02 – Big bluff, Futures markets, Best of Twitter

    February 16, 2014

    Big bluff [Re: The Scottish nationalists aren’t credible on keeping sterling, Friday] The Westminster politicians would soon change their minds in the event of a “Yes” vote. A vote for Scottish independence would force all interested parties to negotiate over UK asset and debt sharing, bank recovery and rescue plans. Ross McEwan of RBS thinks [...]

  • City & Gild: You can’t handle the truth!

    February 14, 2014

    I find a useful shorthand definition for ‘brand’ is the combination of product and reputation – where reputation is past performance and future promise. Which, if you read the press in any given day, should be the cause of sleepless nights for CEOs around the world. Because, in this day and age of social media, [...]

  • Worrying failings in the annuity market are not being addressed

    February 14, 2014

    THE FCA’s report on the annuities market confirms that customers are not being well-served by insurers. The Report is welcome but, rather than getting on with the urgent reforms required, the FCA is launching another review, leaving thousands at risk of poor value, unsuitable pensions for the rest of their lives. More delays mean more [...]

  • The ultimate privatisation: It’s time to let parent power loose on our schools

    February 13, 2014

    HOW DO you change the world? The answer is one child at a time, by transforming the education system and the influence of parents in that system. How do you transform the education system and the role of parents? By making schools part of a genuine market, dominated by consumers (parents and children), and not [...]

  • Annuity market review uncovers a fundamental flaw in pensions policy

    February 13, 2014

    BRITAIN’S annuity market is not working for consumers. This is the conclusion of an important report, released by the FCA today. With the advent of auto-enrolment, most people are now saving for their retirement through a pension scheme, where they and their employer pay money in and invest it to build up a fund. But [...]

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