Accounts with benefits: The perks of premium bank accounts
Nothing says “badge of success” quite like a private bank account. Historically, offering them to customers has been the preserve of the private bank, but in recent years, growing numbers of high street institutions have begun to offer packaged – or premium – accounts to customers with substantial savings and (more often than not) six-figure salaries.
THE BARGAIN
INVESTEC – PRIVATE BANK ACCOUNT
SALARY REQUIREMENT: £75,000. MONTHLY FEE: £10
THE TOP TRUMPER
HSBC – PREMIER ACCOUNT
SALARY REQUIREMENT: £100,000. MONTHLY FEE: £0
THE PERSONAL TOUCH
RBS – BLACK
SALARY REQUIREMENT: £100,000. MONTHLY FEE: £24
HOLISTIC APPROACH
LLOYDS BANK – CLUB LLOYDS PRIVATE BANKING
SALARY REQUIREMENT: £100,000. MONTHLY FEE: £0
THE LITTLE THINGS
BARCLAYS – PREMIER
SALARY REQUIREMENT: £75,000. MONTHLY FEE: £0